Insights Library – Fintech Blogs & Research – Holland Fintech Association

Introduction

Welcome to the Holland Fintech Association’s Insights page. 
Here, you’ll find a wealth of fintech-related knowledge and expertise from our community. Our page features a diverse range of content, including member and in-house blogs, comprehensive whitepapers, and detailed research reports. Dive in to stay informed and inspired by the latest trends and developments in the fintech industry.

Latest Insights

How Rabobank Built Payments Confidence Across its Teams, at Every Level

Rabobank is one of Europe’s most respected financial institutions, a cooperative bank with deep roots in the Netherlands and a global presence spanning food, agriculture, and retail banking. Its payments teams operate at the intersection of client complexity and rapidly evolving infrastructure: processing transactions, managing fraud, navigating compliance, and supporting some of the most demanding business customers in the market.

HFA Featured in the Elsevier Weekblad by Topic Talks (NL) – Nederland is fintech’s ‘Gateway to Europe’

Amsterdam is een magneet voor internationale fintechbedrijven die de Europese markt willen veroveren. ’We zijn echt de ’gateway’, omdat we een sterke infrastructuur hebben van banken, kennisinstituten, juridische knowhow et cetera. Die combinatie zo dicht bij elkaar en zo toegankelijk is niet zomaar elders te vinden.’

‍PaymentGenes Academy Relaunches Foundation Course with New Modules

PaymentGenes Academy has relaunched its Foundation Course with a fully updated 2026 Edition. The programme introduces eight expert-designed modules covering the full payments ecosystem — from tokenisation and Open Banking to PSD regulation and payment orchestration. With over 900 professionals trained across 20+ countries, the Academy continues to set the standard for practical payments education.

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Group-IB launches Cyber Fraud Intelligence Platform

Fighting fraud in isolation is a losing game. That’s why collective, consortium-based defense is no longer optional — it’s required.

It doesn’t matter how advanced your anti-fraud system is; fraudsters will always find the blind spots, and when every institution fights alone, those gaps become their entry points.

Balancing Compliance and Innovation in Dutch Financial Institutions under the EU AI Act

Artificial Intelligence is rapidly transforming the financial sector – from customer service and risk management to fraud detection and analytics. Yet with the introduction of the EU AI Act, financial institutions must now balance innovation with strict requirements for transparency, accountability, and trust.

COPS Solutions and Microsoft Joined Forces at the Fourth Venture Builders Meetup

On 15 October 2025, COPS Solutions and Microsoft co‑hosted the fourth edition of their Venture Builders Meetup at Microsoft’s Prague offices, highlighting the powerful synergy between entrepreneurial drive and corporate expertise.

The evening kicked off with opening remarks from COPS Solutions and Microsoft, highlighting the importance of collaboration between the innovation ecosystem and a global tech leader.

The Revolution of Invisible Money: How the Stablecoin-Based Financial Infrastructure is Being Built

The theme of progress in the stablecoin ecosystem was a strong presence this year as the technology has moved from the experimental lab phase straight into the budgets of corporate business units. At a panel presentation segment and following discussion, experts in the field spoke not of theoretical futures, but of solutions that are already operational and rebuilding the rails of money movement.

The Rise of Agentic Commerce: How AI Will Reshape Merchant Strategy

Commerce is on the verge of a full circle moment. In the pre-internet era, buyers and sellers engaged in open market negotiations. Today, those exchanges are implicitly shaped by design, user experience, brand perception, and ease of checkout; subtle forces influencing every purchase decision. Commerce began from human-to-human and evolved into human-to-machine interactions with the introduction of e-commerce. The rise of AI agents marks the next major inflection point as we move towards an even more sophisticated selling environment.

AI in Fintech: Innovation Demands Strong Security

The global payments community will be meeting in Amsterdam, 14-16 October, at the Payment Card Industry Security Standards Council’s (PCI SSC) annual European Community Meeting. This important gathering will bring together hundreds of top payment security experts to collaborate on ways to help businesses prevent, detect, and respond to cyberattacks that can lead to payment data breaches and fraud. The three-day event will feature a wide range of payment security professionals from around the world, including the payment card brands, acquirers, payment service providers, assessors, Fintechs, and merchants.

PaymentGenes Academy Relaunches to Power Skills in a Fast-Changing Fintech and Payments Landscape

The global fintech and payments industries are evolving at unprecedented speed, creating both opportunity and complexity for professionals and businesses alike. To help companies stay ahead and empower their teams, PaymentGenes has relaunched its PaymentGenes Academy – a proven learning platform designed by industry experts to give professionals practical skills they can apply immediately in their roles.

Group-IB supports INTERPOL’s “Operation Serengeti 2.0” leading to the arrest of 1,209 cybercriminals across Africa and $97.4M recovered

As an INTERPOL Gateway Partner, Group-IB contributed circumstantial intelligence on a cryptocurrency investment scam, and details of the malicious infrastructure linked to the scheme. Group-IB also provided INTERPOL and its investigators with findings relating to the infrastructure linked to business email compromise (BEC) campaigns, as well as broader intelligence on malicious infrastructure hosted across the African region.

Dutch Fintech Akkuro Expands into Croatia and Bosnia and Herzegovina with Agent-Based Digital Banking Model

Dutch fintech company Akkuro is entering the Croatian and Bosnian markets with an agent-based banking model that pushes the boundaries of traditional software. As part of the Topicus group and backed by global player Constellation Software, Akkuro brings intelligent digital platforms to the region that automate processes, anticipate customer needs, and actively participate in financial decision-making. 

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