Insights Library – Fintech Blogs & Research – Holland Fintech Association

Introduction

Welcome to the Holland Fintech Association’s Insights page. 
Here, you’ll find a wealth of fintech-related knowledge and expertise from our community. Our page features a diverse range of content, including member and in-house blogs, comprehensive whitepapers, and detailed research reports. Dive in to stay informed and inspired by the latest trends and developments in the fintech industry.

Latest Insights

HFA Featured in the Elsevier Weekblad by Topic Talks (NL) – Nederland is fintech’s ‘Gateway to Europe’

Amsterdam is een magneet voor internationale fintechbedrijven die de Europese markt willen veroveren. ’We zijn echt de ’gateway’, omdat we een sterke infrastructuur hebben van banken, kennisinstituten, juridische knowhow et cetera. Die combinatie zo dicht bij elkaar en zo toegankelijk is niet zomaar elders te vinden.’

‍PaymentGenes Academy Relaunches Foundation Course with New Modules

PaymentGenes Academy has relaunched its Foundation Course with a fully updated 2026 Edition. The programme introduces eight expert-designed modules covering the full payments ecosystem — from tokenisation and Open Banking to PSD regulation and payment orchestration. With over 900 professionals trained across 20+ countries, the Academy continues to set the standard for practical payments education.

HFA got featured in Het Financieel Dagblad: Europe at the crossroads of payment innovation and trust

The financial sector is in a phase of profound change. Artificial intelligence, embedded finance and digital currencies are redefining how money moves and how consumers and businesses settle payments with one another. At the same time, many players are struggling with outdated systems, cross-border regulation and the question of how innovation can be embraced responsibly without losing the trust of users.

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HFA Featured in the Elsevier Weekblad by Topic Talks (NL) – Nederland is fintech’s ‘Gateway to Europe’

Amsterdam is een magneet voor internationale fintechbedrijven die de Europese markt willen veroveren. ’We zijn echt de ’gateway’, omdat we een sterke infrastructuur hebben van banken, kennisinstituten, juridische knowhow et cetera. Die combinatie zo dicht bij elkaar en zo toegankelijk is niet zomaar elders te vinden.’

‍PaymentGenes Academy Relaunches Foundation Course with New Modules

PaymentGenes Academy has relaunched its Foundation Course with a fully updated 2026 Edition. The programme introduces eight expert-designed modules covering the full payments ecosystem — from tokenisation and Open Banking to PSD regulation and payment orchestration. With over 900 professionals trained across 20+ countries, the Academy continues to set the standard for practical payments education.

HFA got featured in Het Financieel Dagblad: Europe at the crossroads of payment innovation and trust

The financial sector is in a phase of profound change. Artificial intelligence, embedded finance and digital currencies are redefining how money moves and how consumers and businesses settle payments with one another. At the same time, many players are struggling with outdated systems, cross-border regulation and the question of how innovation can be embraced responsibly without losing the trust of users.

Building a Practical AI Roadmap for Financial Services

Transitioning from a simple proof of concept to a resilient production environment often exposes deep architectural friction. While individual developers running isolated tests experience massive speed increases, enterprise environments handle legacy monoliths, strict compliance constraints, and intricate integrations. Recent data indicates that realistic productivity benefits for enterprise engineering teams scale between 5% and 15%. Technology amplifies capabilities, it doesn’t replace them.

 

Money20/20, the Dutch Central Bank and Government Partners Convene Global Fintech Leaders in Amsterdam

Money20/20, the Dutch Central Bank and Government Partners Convene Global Fintech Leaders in Amsterdam

 Exclusive fintech forum showcases the Netherlands as Europe’s premier gateway for fintech innovation, investment and growth ahead of Money20/20 Europe

Scaling Generative AI Beyond the Proof of Concept

On May 12th, Zitec hosted their first-ever international roundtable in Amsterdam, organized in collaboration with the Holland Fintech Association. The exclusive, intimate gathering brought together financial services leaders for an in-depth session titled “How to Identify & Govern AI Projects in Financial Services.”

Rather than repeating industry hype, this focused environment allowed us to have a candid conversation grounded in reality, looking closely at what happens when the excitement of a proof-of-concept (PoC) meets enterprise infrastructure.

FinTech’s hiring problem isn’t what you think

Everyone in FinTech is talking about the talent shortage. Too few engineers. Not enough compliance specialists. A shrinking pool of people who understand both financial regulation and modern product development. The problem, we’re told, is supply.We’ve been recruiting FinTech talent for years. And we’d like to offer a different diagnosis: the problem isn’t supply. It’s clarity. Most FinTechs don’t have a talent problem. They have a decision-making problem.

Agentic Commerce: Opportunity or Disruption for Merchants?

On 23 April, PaymentGenes Consultancy and Adyen co-hosted the Holland Fintech Association Monthly Meetup at Club Birdies in Amsterdam.

2025 Belgian AI Barometer – Second Edition: From Transformation to Integration in Financial Institutions

The Belgian financial sector is making serious strides with Artificial Intelligence (AI), moving well beyond the experimental phase and now keenly focused on getting clear, measurable returns on their investments. That’s a key takeaway from the 2025 AI Barometer, a new report released today by Digital Finance Association FinTech Belgium in collaboration with consulting agency Sailpeak.

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