Insights Library – Fintech Blogs & Research – Holland Fintech Association
Introduction
Welcome to the Holland Fintech Association’s Insights page.
Here, you’ll find a wealth of fintech-related knowledge and expertise from our community. Our page features a diverse range of content, including member and in-house blogs, comprehensive whitepapers, and detailed research reports. Dive in to stay informed and inspired by the latest trends and developments in the fintech industry.
Latest Insights
HFA got featured in Het Financieel Dagblad: Europe at the crossroads of payment innovation and trust
- HFA Organisation
The financial sector is in a phase of profound change. Artificial intelligence, embedded finance and digital currencies are redefining how money moves and how consumers and businesses settle payments with one another. At the same time, many players are struggling with outdated systems, cross-border regulation and the question of how innovation can be embraced responsibly without losing the trust of users.
Building a Practical AI Roadmap for Financial Services
- HFA Member
Transitioning from a simple proof of concept to a resilient production environment often exposes deep architectural friction. While individual developers running isolated tests experience massive speed increases, enterprise environments handle legacy monoliths, strict compliance constraints, and intricate integrations. Recent data indicates that realistic productivity benefits for enterprise engineering teams scale between 5% and 15%. Technology amplifies capabilities, it doesn’t replace them.
Money20/20, the Dutch Central Bank and Government Partners Convene Global Fintech Leaders in Amsterdam
- External News
HFA got featured in Het Financieel Dagblad: Europe at the crossroads of payment innovation and trust
- HFA Organisation
The financial sector is in a phase of profound change. Artificial intelligence, embedded finance and digital currencies are redefining how money moves and how consumers and businesses settle payments with one another. At the same time, many players are struggling with outdated systems, cross-border regulation and the question of how innovation can be embraced responsibly without losing the trust of users.
Building a Practical AI Roadmap for Financial Services
- HFA Member
Transitioning from a simple proof of concept to a resilient production environment often exposes deep architectural friction. While individual developers running isolated tests experience massive speed increases, enterprise environments handle legacy monoliths, strict compliance constraints, and intricate integrations. Recent data indicates that realistic productivity benefits for enterprise engineering teams scale between 5% and 15%. Technology amplifies capabilities, it doesn’t replace them.
Money20/20, the Dutch Central Bank and Government Partners Convene Global Fintech Leaders in Amsterdam
- External News
Scaling Generative AI Beyond the Proof of Concept
- HFA Member
On May 12th, Zitec hosted their first-ever international roundtable in Amsterdam, organized in collaboration with the Holland Fintech Association. The exclusive, intimate gathering brought together financial services leaders for an in-depth session titled “How to Identify & Govern AI Projects in Financial Services.”
Rather than repeating industry hype, this focused environment allowed us to have a candid conversation grounded in reality, looking closely at what happens when the excitement of a proof-of-concept (PoC) meets enterprise infrastructure.
FinTech’s hiring problem isn’t what you think
- HFA Member
Everyone in FinTech is talking about the talent shortage. Too few engineers. Not enough compliance specialists. A shrinking pool of people who understand both financial regulation and modern product development. The problem, we’re told, is supply.We’ve been recruiting FinTech talent for years. And we’d like to offer a different diagnosis: the problem isn’t supply. It’s clarity. Most FinTechs don’t have a talent problem. They have a decision-making problem.
Agentic Commerce: Opportunity or Disruption for Merchants?
- HFA Member
On 23 April, PaymentGenes Consultancy and Adyen co-hosted the Holland Fintech Association Monthly Meetup at Club Birdies in Amsterdam.
2025 Belgian AI Barometer – Second Edition: From Transformation to Integration in Financial Institutions
- HFA Media Partner
The Belgian financial sector is making serious strides with Artificial Intelligence (AI), moving well beyond the experimental phase and now keenly focused on getting clear, measurable returns on their investments. That’s a key takeaway from the 2025 AI Barometer, a new report released today by Digital Finance Association FinTech Belgium in collaboration with consulting agency Sailpeak.
Your payments team is scaling. Is their knowledge keeping pace?
- HFA Member
The payments industry is growing faster than most organisations can build the expertise to match it. New business models, evolving regulation, and the arrival of AI-mediated commerce are raising the bar on what payments teams need to know. The gap between what they know and what they need to do is quietly becoming one of the sector’s most consequential challenges.
The German Banking & Fintech Market in 2026
- HFA Member
The German Fintech & Banking Market Report 2026 provides a comprehensive, insight-led analysis of the German banking market, fintech trends, regulatory developments, funding dynamics, and ecosystem shifts shaping Europe’s largest economy, just as its predecessors in 2025 and 2024 did. Designed for C-level executives, founders, investors, and decision-makers, the report combines market intelligence with contextual interpretation, cutting through noise and focusing on what truly matters for strategy and go-to-market execution.
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