The tone of the conversation was set by dramatic acceleration. In the last 12 to 18 months, the adoption of stablecoins has begun to grow exponentially, catalyzed by two main factors: the maturation of the regulatory environment and market validations like Stripe’s billion-dollar-plus acquisition of Bridge. As Clarisse Hagege, founder of the API-based wallet infrastructure company Dfns, put it: “The RFPs – Requests for Proposal – have moved from the innovation teams to the business teams. This is great because it shows we’ve passed the initial lab phase.” This sentence summarizes the market sentiment: stablecoins are no longer just an interesting technology but a business tool that can solve real, pressing problems.
From Regulated Value to Capital-Efficient Settlement
The participants outlined a complete, multi-layered financial infrastructure built on stablecoins. This system does not aim to replace existing solutions but rather to complement and enhance their efficiency. The solutions presented cover a full end-to-end value chain, from the value created on-chain to its secure management and global movement.
Every financial system is founded on a reliable, stable asset. Gaston Hendrik, co-founder of Quantoz, pointedly highlighted the reason for past failures: “We had many pilot projects with ‘play money,’ and these projects ultimately failed. When we went to the CFO, he asked, ‘Where is the real money on the blockchain?‘” His company, a licensed e-money institution in the Netherlands, fills this exact gap by issuing regulated euro and dollar tokens. Regulation (like Europe’s MiCA) provides certainty to investors and eliminates counterparty risk. Quantoz’s partnership with Visa, under which it will become a card issuer, perfectly demonstrates how a bridge is being built between DeFi (Decentralized Finance) and TradFi (Traditional Finance), providing real-world spending power for tokenized value.
The tone of the conversation was set by dramatic acceleration. In the last 12 to 18 months, the adoption of stablecoins has begun to grow exponentially, catalyzed by two main factors: the maturation of the regulatory environment and market validations like Stripe’s billion-dollar-plus acquisition of Bridge. As Clarisse Hagege, founder of the API-based wallet infrastructure company Dfns, put it: “The RFPs – Requests for Proposal – have moved from the innovation teams to the business teams. This is great because it shows we’ve passed the initial lab phase.” This sentence summarizes the market sentiment: stablecoins are no longer just an interesting technology but a business tool that can solve real, pressing problems.
From Regulated Value to Capital-Efficient Settlement
The participants outlined a complete, multi-layered financial infrastructure built on stablecoins. This system does not aim to replace existing solutions but rather to complement and enhance their efficiency. The solutions presented cover a full end-to-end value chain, from the value created on-chain to its secure management and global movement.
Every financial system is founded on a reliable, stable asset. Gaston Hendrik, co-founder of Quantoz, pointedly highlighted the reason for past failures: “We had many pilot projects with ‘play money,’ and these projects ultimately failed. When we went to the CFO, he asked, ‘Where is the real money on the blockchain?‘” His company, a licensed e-money institution in the Netherlands, fills this exact gap by issuing regulated euro and dollar tokens. Regulation (like Europe’s MiCA) provides certainty to investors and eliminates counterparty risk. Quantoz’s partnership with Visa, under which it will become a card issuer, perfectly demonstrates how a bridge is being built between DeFi (Decentralized Finance) and TradFi (Traditional Finance), providing real-world spending power for tokenized value.