Insights Library – Fintech Blogs & Research – Holland Fintech Association
Introduction
Welcome to the Holland Fintech Association’s Insights page.
Here, you’ll find a wealth of fintech-related knowledge and expertise from our community. Our page features a diverse range of content, including member and in-house blogs, comprehensive whitepapers, and detailed research reports. Dive in to stay informed and inspired by the latest trends and developments in the fintech industry.
Latest Insights
HFA Featured in the Elsevier Weekblad by Topic Talks (NL) – Nederland is fintech’s ‘Gateway to Europe’
- HFA Organisation
Amsterdam is een magneet voor internationale fintechbedrijven die de Europese markt willen veroveren. ’We zijn echt de ’gateway’, omdat we een sterke infrastructuur hebben van banken, kennisinstituten, juridische knowhow et cetera. Die combinatie zo dicht bij elkaar en zo toegankelijk is niet zomaar elders te vinden.’
PaymentGenes Academy Relaunches Foundation Course with New Modules
- HFA Member
PaymentGenes Academy has relaunched its Foundation Course with a fully updated 2026 Edition. The programme introduces eight expert-designed modules covering the full payments ecosystem — from tokenisation and Open Banking to PSD regulation and payment orchestration. With over 900 professionals trained across 20+ countries, the Academy continues to set the standard for practical payments education.
HFA got featured in Het Financieel Dagblad: Europe at the crossroads of payment innovation and trust
- HFA Organisation
The financial sector is in a phase of profound change. Artificial intelligence, embedded finance and digital currencies are redefining how money moves and how consumers and businesses settle payments with one another. At the same time, many players are struggling with outdated systems, cross-border regulation and the question of how innovation can be embraced responsibly without losing the trust of users.
Balancing Compliance and Innovation in Dutch Financial Institutions under the EU AI Act
COPS Solutions and Microsoft Joined Forces at the Fourth Venture Builders Meetup
- HFA Member
On 15 October 2025, COPS Solutions and Microsoft co‑hosted the fourth edition of their Venture Builders Meetup at Microsoft’s Prague offices, highlighting the powerful synergy between entrepreneurial drive and corporate expertise.
The evening kicked off with opening remarks from COPS Solutions and Microsoft, highlighting the importance of collaboration between the innovation ecosystem and a global tech leader.
The Revolution of Invisible Money: How the Stablecoin-Based Financial Infrastructure is Being Built
- External News
The theme of progress in the stablecoin ecosystem was a strong presence this year as the technology has moved from the experimental lab phase straight into the budgets of corporate business units. At a panel presentation segment and following discussion, experts in the field spoke not of theoretical futures, but of solutions that are already operational and rebuilding the rails of money movement.
The Rise of Agentic Commerce: How AI Will Reshape Merchant Strategy
- HFA Member
Commerce is on the verge of a full circle moment. In the pre-internet era, buyers and sellers engaged in open market negotiations. Today, those exchanges are implicitly shaped by design, user experience, brand perception, and ease of checkout; subtle forces influencing every purchase decision. Commerce began from human-to-human and evolved into human-to-machine interactions with the introduction of e-commerce. The rise of AI agents marks the next major inflection point as we move towards an even more sophisticated selling environment.
AI in Fintech: Innovation Demands Strong Security
- External News
The global payments community will be meeting in Amsterdam, 14-16 October, at the Payment Card Industry Security Standards Council’s (PCI SSC) annual European Community Meeting. This important gathering will bring together hundreds of top payment security experts to collaborate on ways to help businesses prevent, detect, and respond to cyberattacks that can lead to payment data breaches and fraud. The three-day event will feature a wide range of payment security professionals from around the world, including the payment card brands, acquirers, payment service providers, assessors, Fintechs, and merchants.
PaymentGenes Academy Relaunches to Power Skills in a Fast-Changing Fintech and Payments Landscape
- HFA Member
The global fintech and payments industries are evolving at unprecedented speed, creating both opportunity and complexity for professionals and businesses alike. To help companies stay ahead and empower their teams, PaymentGenes has relaunched its PaymentGenes Academy – a proven learning platform designed by industry experts to give professionals practical skills they can apply immediately in their roles.
Group-IB supports INTERPOL’s “Operation Serengeti 2.0” leading to the arrest of 1,209 cybercriminals across Africa and $97.4M recovered
- HFA Member
As an INTERPOL Gateway Partner, Group-IB contributed circumstantial intelligence on a cryptocurrency investment scam, and details of the malicious infrastructure linked to the scheme. Group-IB also provided INTERPOL and its investigators with findings relating to the infrastructure linked to business email compromise (BEC) campaigns, as well as broader intelligence on malicious infrastructure hosted across the African region.
Dutch Fintech Akkuro Expands into Croatia and Bosnia and Herzegovina with Agent-Based Digital Banking Model
Dutch fintech company Akkuro is entering the Croatian and Bosnian markets with an agent-based banking model that pushes the boundaries of traditional software. As part of the Topicus group and backed by global player Constellation Software, Akkuro brings intelligent digital platforms to the region that automate processes, anticipate customer needs, and actively participate in financial decision-making.
Whitepaper: Payments Pulse 2025
The global payments industry is undergoing one of its most transformative periods yet, and Payments Pulse 2025 is your front-row seat to that change. This year’s flagship whitepaper from PaymentGenes distils insights from across the entire value chain — including exclusive global case studies, market data and expert interviews — into a practical, forward-looking guide for navigating the year ahead.
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