Money20/20 Europe 2025 Recap: Fintech in Motion
Money20/20 Europe 2025 returned to Amsterdam with a powerful message: the future of finance is being shaped by collaboration, customization, and purpose. Across three packed days, Europe’s biggest fintech stage delivered major product launches, sharp insights into the shifting payments and banking landscape, and forward-looking discussions on innovation, inclusion, and scaling globally.
We were also happy to see several of our members at Money20/20 Europe, including XTransfers, BankingLab, Airwallex S-pro, Visa, Mastercard, Fraud.net, and Devslate Group. It’s always great to connect with our community face to face!
Big Announcements Set the Tone
The conference opened with a wave of headline-making announcements that signaled major momentum in payments innovation:
These moves reflect a clear trend: fintechs and traditional banks are not just coexisting, they’re actively building smarter, integrated solutions together.
From Transactions to Strategic Partnerships
A key theme across the event was the evolving relationship between banks and fintechs. Instead of transactional deals, speakers stressed the importance of long-term strategic alliances built on shared KPIs, co-created products, and scalable infrastructure.
John Power (Fiserv) pointed out that legacy systems aren’t going away and that the real challenge and opportunity lie in building innovative, cross-border products that sit on top of them.
Platforms, Embedded Finance & Data-Driven Design
Panelists also explored the growing power of platforms in delivering seamless financial services, especially for SMBs. Embedded finance was a major talking point, with regional customization, data intelligence, and user experience emerging as make-or-break factors.
“SMBs want platforms that do everything for them.” – Amy Loh, Pipe
“Fintech is becoming a primary revenue stream for many platforms.” – Zack Powers, Mangopay
Global Growth and Regulation-Driven Innovation
With an eye on international expansion, speakers like Adyen’s Ingo Uytdehaage and Qonto’s Alexandre Prot emphasized the need for scalable models, banking licenses for flexibility, and smart sequencing before IPOs.
Meanwhile, NASA’s Lisa Valencia drew creative parallels between fintech and space exploration: two fields that demand bold thinking under tight constraints.
Human-Centered Fintech and Inclusion
The final sessions took on a powerful tone, shifting focus to purpose, diversity, and equity in financial services. Speakers shared hard truths and bold visions, urging the industry to go beyond buzzwords:
“Emotional intelligence and execution matter more than ego.” – Iana Dimitrova
“Only 53% of Black women can retire with financial security. Fintech must serve better.” – Valerie Kontor
“We can’t just want diversity—we have to build it.” – Megan Cooper
Key Takeaways
Money20/20 Europe 2025 showed that fintech is maturing, not just technologically, but socially and strategically. Across the three days, four big insights stood out:
With immersive experiences, high-energy stages, and “off the record” moments, Money20/20 keeps fintech on the move, literally and figuratively.
Money20/20 Europe 2025 Recap: Fintech in Motion
Money20/20 Europe 2025 returned to Amsterdam with a powerful message: the future of finance is being shaped by collaboration, customization, and purpose. Across three packed days, Europe’s biggest fintech stage delivered major product launches, sharp insights into the shifting payments and banking landscape, and forward-looking discussions on innovation, inclusion, and scaling globally.
We were also happy to see several of our members at Money20/20 Europe, including XTransfers, BankingLab, Airwallex S-pro, Visa, Mastercard, Fraud.net, and Devslate Group. It’s always great to connect with our community face to face!
Big Announcements Set the Tone
The conference opened with a wave of headline-making announcements that signaled major momentum in payments innovation:
These moves reflect a clear trend: fintechs and traditional banks are not just coexisting, they’re actively building smarter, integrated solutions together.
From Transactions to Strategic Partnerships
A key theme across the event was the evolving relationship between banks and fintechs. Instead of transactional deals, speakers stressed the importance of long-term strategic alliances built on shared KPIs, co-created products, and scalable infrastructure.
John Power (Fiserv) pointed out that legacy systems aren’t going away and that the real challenge and opportunity lie in building innovative, cross-border products that sit on top of them.
Platforms, Embedded Finance & Data-Driven Design
Panelists also explored the growing power of platforms in delivering seamless financial services, especially for SMBs. Embedded finance was a major talking point, with regional customization, data intelligence, and user experience emerging as make-or-break factors.
“SMBs want platforms that do everything for them.” – Amy Loh, Pipe
“Fintech is becoming a primary revenue stream for many platforms.” – Zack Powers, Mangopay
Global Growth and Regulation-Driven Innovation
With an eye on international expansion, speakers like Adyen’s Ingo Uytdehaage and Qonto’s Alexandre Prot emphasized the need for scalable models, banking licenses for flexibility, and smart sequencing before IPOs.
Meanwhile, NASA’s Lisa Valencia drew creative parallels between fintech and space exploration: two fields that demand bold thinking under tight constraints.
Human-Centered Fintech and Inclusion
The final sessions took on a powerful tone, shifting focus to purpose, diversity, and equity in financial services. Speakers shared hard truths and bold visions, urging the industry to go beyond buzzwords:
“Emotional intelligence and execution matter more than ego.” – Iana Dimitrova
“Only 53% of Black women can retire with financial security. Fintech must serve better.” – Valerie Kontor
“We can’t just want diversity—we have to build it.” – Megan Cooper
Key Takeaways
Money20/20 Europe 2025 showed that fintech is maturing, not just technologically, but socially and strategically. Across the three days, four big insights stood out:
With immersive experiences, high-energy stages, and “off the record” moments, Money20/20 keeps fintech on the move, literally and figuratively.
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