Insights Library – Fintech Blogs & Research – Holland Fintech Association
Introduction
Welcome to the Holland Fintech Association’s Insights page.
Here, you’ll find a wealth of fintech-related knowledge and expertise from our community. Our page features a diverse range of content, including member and in-house blogs, comprehensive whitepapers, and detailed research reports. Dive in to stay informed and inspired by the latest trends and developments in the fintech industry.
Latest Insights
How Rabobank Built Payments Confidence Across its Teams, at Every Level
- HFA Member
Rabobank is one of Europe’s most respected financial institutions, a cooperative bank with deep roots in the Netherlands and a global presence spanning food, agriculture, and retail banking. Its payments teams operate at the intersection of client complexity and rapidly evolving infrastructure: processing transactions, managing fraud, navigating compliance, and supporting some of the most demanding business customers in the market.
HFA Featured in the Elsevier Weekblad by Topic Talks (NL) – Nederland is fintech’s ‘Gateway to Europe’
- HFA Organisation
Amsterdam is een magneet voor internationale fintechbedrijven die de Europese markt willen veroveren. ’We zijn echt de ’gateway’, omdat we een sterke infrastructuur hebben van banken, kennisinstituten, juridische knowhow et cetera. Die combinatie zo dicht bij elkaar en zo toegankelijk is niet zomaar elders te vinden.’
PaymentGenes Academy Relaunches Foundation Course with New Modules
- HFA Member
PaymentGenes Academy has relaunched its Foundation Course with a fully updated 2026 Edition. The programme introduces eight expert-designed modules covering the full payments ecosystem — from tokenisation and Open Banking to PSD regulation and payment orchestration. With over 900 professionals trained across 20+ countries, the Academy continues to set the standard for practical payments education.
2025 Belgian AI Barometer – Second Edition: From Transformation to Integration in Financial Institutions
- HFA Media Partner
The Belgian financial sector is making serious strides with Artificial Intelligence (AI), moving well beyond the experimental phase and now keenly focused on getting clear, measurable returns on their investments. That’s a key takeaway from the 2025 AI Barometer, a new report released today by Digital Finance Association FinTech Belgium in collaboration with consulting agency Sailpeak.
Your payments team is scaling. Is their knowledge keeping pace?
- HFA Member
The payments industry is growing faster than most organisations can build the expertise to match it. New business models, evolving regulation, and the arrival of AI-mediated commerce are raising the bar on what payments teams need to know. The gap between what they know and what they need to do is quietly becoming one of the sector’s most consequential challenges.
The German Banking & Fintech Market in 2026
- HFA Member
The German Fintech & Banking Market Report 2026 provides a comprehensive, insight-led analysis of the German banking market, fintech trends, regulatory developments, funding dynamics, and ecosystem shifts shaping Europe’s largest economy, just as its predecessors in 2025 and 2024 did. Designed for C-level executives, founders, investors, and decision-makers, the report combines market intelligence with contextual interpretation, cutting through noise and focusing on what truly matters for strategy and go-to-market execution.
Venture Builders Meetup in Amsterdam: Scaling Growth in Professional Services
- HFA Member
In March, COPS Solutions, together with JetBrains, hosted a closed-format edition of the Venture Builders Meetup in Amsterdam. The gathering brought together company founders, consulting firm leaders, startup operators, and investors to explore how traditional service-oriented businesses can transition towards more sustainable and scalable business models.
Redefining Rating Engines for Enterprise Pricing Management
- HFA Member
Traditionally, a PAS includes a rules-based rating engine that enables insurers to build pricing rules based on actuarial and commercial pricing models.
Socially Hacked: Why Your Inbox is Having a Panic Attack
- HFA Member
In this month’s issue of Cyberscope, Instagram users worldwide woke to inbox avalanches of password reset emails they never requested, a vulnerability that weaponized fatigue rather than code. Meanwhile, artificial intelligence reached a critical point, transforming into an ecosystem for attackers, complete with subscription models and profit margins.
Closed-Loop Payments: The Quiet Backbone of European Payment Innovation
- HFA Member
In the fast-evolving world of European payments, open-loop systems often dominate headlines. Yet, behind the scenes, closed-loop payment models remain a critical enabler of innovation – especially for businesses seeking speed, control, and cost efficiency. Our latest analysis at PaymentGenes Consultancy reveals why these systems matter, how they operate, and what’s next as regulatory changes loom.
MiCAR – The Race Is On : Why Companies Are Hurting for Talent as the EU Crypto Regulation Deadline Hits
- HFA Member
The EU’s Markets in Crypto-Assets Regulation (MiCAR) is not just another regulatory milestone; it is the most significant overhaul of crypto regulation in Europe to date. Designed to create a single, harmonised legal framework for crypto-assets and related services across all EU member states, MiCAR replaces fragmented national regimes with clarity and stability for digital finance. (Source: ESMA)
Why embedded banking is becoming a key digital differentiator in 2026
- HFA Member
Embedded banking is rapidly emerging as a defining competitive advantage for digital platforms.
In its latest insight, Swan explores how integrating financial services directly into non-financial products is transforming how companies create value, engage customers, and differentiate themselves in the market.
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